Liability
Crew and liability on a yacht policy
A yacht policy's liability section responds to claims from other people. Paid crew are usually treated separately, so your arrangement with a captain or deckhand should be disclosed.
What to disclose
- Whether a captain is hired, part-time or full-time
- Any deckhands or crew and how they are paid
- Guests, charters or any paid use
- Water sports and tenders
Why it matters
Crew injuries can fall outside a basic liability policy. An agent can explain what options exist.
Coverage depends on the policy, the insurance company and underwriting approval.
Get my boat quote
Or call (813) 291-3484.