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Storm planning

Hurricane plans for yacht owners

Yacht policies in Florida often come with named storm terms and a requirement to have a storm plan. Read yours and prepare before the season starts.

Common topics

  • A written hurricane plan or designated haven
  • Named storm deductibles
  • Marina storm rules and haul-out options
  • Who is responsible for moving the vessel

Document the vessel

Keep current photos, surveys and equipment lists. This is general guidance, not a promise of coverage.

Coverage depends on the policy, the insurance company and underwriting approval.