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Where you can go

Navigation limits and cruising ranges

A navigation limit is the area your policy covers. Cruising outside it may reduce or void coverage, so confirm your plans with your agent before a trip.

Ranges you may see described

  • Inland and Intracoastal waters
  • Coastal waters, often within a set distance of shore
  • Extended ranges that include places like the Bahamas
  • Offshore or trans-ocean passages, usually by special arrangement

Before a trip

Tell your agent where and when you plan to go. Ask for any change in writing.

Coverage depends on the policy, the insurance company and underwriting approval.